Life Insurance
The Foundation of Financial Security
Clear Water Capital offers insurance advisement for both individuals and businesses, including those who are just beginning their journey. With total transparency, our team will help you understand what kind of insurance you may need, as well as determining the right amount and type of coverage - all while staying within your budget.
It's at the Heart of What We Do
Our Basic Financial Strategy program includes Insurances Analysis & Review, as well as our Basic investing Strategies & Analysis. Your financial professional will walk you through each step, one-by-one, to help you set goals and plan the best path to achieve them. There are no shortcuts to good portfolio design. We work with our investment manager researchers to enhance our information to build an edge when performing our manager selection process. This means, we pay extra special attention to:
Plan To Protect
Most hard-working individuals believe it is important to leave something behind for those they care about. Thankfully, life insurance offers a flexible and efficient way to help ensure you leave behind a financial legacy. There are two basic types of life insurance: term life insurance and permanent life insurance. For some, a combination of the two is best. Confused? Don't worry! Your financial professional can help you understand the benefits that each type of policy offers, as well as which coverage is right for you.
Waiting Can Cost You
We all know too well that most people wait to put plans into action, even when they know that delaying is not in their own best interest. Truth is: buying the right amount and the right type of life insurance early in life may offer substantial long-term benefits. Keep in mind, life insurance premiums increase as you get older. Not only that, if you develop a medical condition that worsens over time, your premiums may be higher or you may not be able to get coverage. These are things you can avoid.Set yourself up for independent financial success as you prepare to transfer your business. We’ll help you look at estate taxes, retirement, personal wills, etc. so that you and your family are taken care of.